I guess it was my turn… (R1T accident video). Diminished value claim advice?

[Tr4ckD4ys]

Well, not really sure what more to say than the videos/pics already say.

I was driving in the straight lane, and someone came out of the right turn lane, cutting me off to make a left turn. I hit the breaks but 8000lbs are hard to stop and hit him.

Police concluded quickly that the guy was an id*** and was 100% at fault. He had his 3 year old daughter in the car trying this maneuver. I had my 3 months old in the backseat. Interestingly the Rivian handled the impact so well, it was barely noticeable. My newborn slept through it… ?‍

The other guy in his Nissan… not so much. Nobody was injured luckily.

Now the interesting part: My truck performs as if nothing ever happened. All sensors, radars, cameras are seemingly working normally (tested during the remaining 150 mile drive home). It makes me believe the damage is largely cosmetic or that the tow hook took most of the hit.

Question for the insurance and legal experts on here: How do I best go about the diminished value claim, not just the repair? I do want to keep the vehicle. I am insured with Rivian’s Nationwide program, but of course, insurance companies are all the same.

EDIT/UPDATE 8/29/2024: Repair estimate ~6000 USD. Very reasonable in a way... lol

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[DeafPug]

Ah yes, the good old left turn from the right lane. Shaking my head. That's good that no one was injured, but sorry you have to deal with insurance and repairs. Best of luck!

 

[Hereforthesnacks]

Sorry you encountered an idiot driver. Glad you and the baby are ok.

How many miles are on the car? I assume because the police are involved, the accident will appear on the history of the car, correct?

 

[ohseedee]

my advice would be to keep all limbs inside the vehicle when cutting off a ~7000 pound truck

 

[MannyMan]

It's always an Altima... SMH

 

[MikeWilliams_R1T]

I had a similar type of accident in the Silverado I owned before my R1T. A traverse cut in front of me to turn left from the right lane when I was going straight.
Damage to my car was superficial… I used caliber collisions to replace a plastic trim piece and paint / fade a small scuff mark on the fender.
The crazy part is it never appeared on the carfax. I suppose it is because there was zero structural damage and OEM parts were used in the repair but I wasn’t going to push my luck by asking

 

[COdogman]

Altima drivers are a menace everywhere. So sorry this happened, but I’m glad you and your little one are ok (and his daughter).

 

[AYAYRON]

Big Altima energy...fails every time, you probably have the least costly repair if you didn't damage the fender.

Take off all after market lighting stuff before it goes to the body shop if it's undamaged, that'll let them fix it properly (or at least talk to them about it in case my advice is crap ) lol

 

[Robin]

Sorry this happen

Well, not really sure what more to say than the videos/pics already say.

I was driving in the straight lane, and someone came out of the right turn lane, cutting me off to make a left turn. I hit the breaks but 8000lbs are hard to stop and hit him.

Police concluded quickly that the guy was an id*** and was 100% at fault. He had his 3 year old daughter in the car trying this maneuver. I had my 3 months old in the backseat. Interestingly the Rivian handled the impact so well, it was barely noticeable. My newborn slept through it… ?‍

The other guy in his Nissan… not so much. Nobody was injured luckily.

Now the interesting part: My truck performs as if nothing ever happened. All sensors, radars, cameras are seemingly working normally (tested during the remaining 150 mile drive home). It makes me believe the damage is largely cosmetic or that the tow hook took most of the hit.

Question for the insurance and legal experts on here: How do I best go about the diminished value claim, not just the repair? I do want to keep the vehicle. I am insured with Rivian’s Nationwide program, but of course, insurance companies are all the same.

Well, not really sure what more to say than the videos/pics already say.

I was driving in the straight lane, and someone came out of the right turn lane, cutting me off to make a left turn. I hit the breaks but 8000lbs are hard to stop and hit him.

Police concluded quickly that the guy was an id*** and was 100% at fault. He had his 3 year old daughter in the car trying this maneuver. I had my 3 months old in the backseat. Interestingly the Rivian handled the impact so well, it was barely noticeable. My newborn slept through it… ?‍

The other guy in his Nissan… not so much. Nobody was injured luckily.

Now the interesting part: My truck performs as if nothing ever happened. All sensors, radars, cameras are seemingly working normally (tested during the remaining 150 mile drive home). It makes me believe the damage is largely cosmetic or that the tow hook took most of the hit.

Question for the insurance and legal experts on here: How do I best go about the diminished value claim, not just the repair? I do want to keep the vehicle. I am insured with Rivian’s Nationwide program, but of course, insurance companies are all the same.

It appears that drivers are getting dumb and dumber behind the wheel after COVID, sorry this happened to you and no one got hurt. Hope Nationwide Insurance makes this right for you. ?????

 

[KBabione]

Really sorry to see this and am glad nobody was hurt. Thanks for posting the video - it's nice to see that it recorded after so many people have had issues with their drivecam not capturing accidents.

 

[majorfriend]

This sucks, does look like damage is fairly minor and glad everyone is ok.

As far as the diminished value claim, I would assume this is all going through the other driver's insurance? With the footage from the cameras they shouldn't be able to deny responsibility. There should be an agent from that company assigned to your claim and I would just ask them about a diminished value claim (I'd wait until all the repairs are finished so you know what the actual cost of repairs ends up being). There are some third party companies that will provide estimates of what you should get, that might help you get a little extra, but you also have to pay those companies. So, just depends how much you want to put into it.

Also, don't forget about a loss of use claim. Depends on the state, but in some states even if you don't get a rental they are required to pay you for loss of use. Again, I would ask the agent about this.

 

[AO_Pete]

That sucks, and yeah, Altima's are one of a handful of cars just best avoided, or at least, entirely untrusted (together with Civic's, Chrysler 300's and any 90's-era Caravan's still chugging along, normally in a well-weathered dark green or champagne metallic (with the sparkles long gone, of course).

RIP to the tow hook cover too, looks like it took the brunt of the impact.

 

[9527]

He probably thought his nimble and quick Altima could outrun this big clumsy truck he has never heard of.

 

[NY_Rob]

Problem with this kind of incident is that if the OP nailed his brakes to avoid the idiot in the Nissan, he probably would have ended up getting rear ended instead

 

[defcon888]

Glad no one was injured. It looked like he was in a hurry and didn't want to wait his turn. You were going straight and he wanted to turn.....arrrggghhhhh.

Did you tell him "Dude, I ain't mad, but when your insurance cost goes up because it will cost a lot to fix it, you will be mad"

Correct me if I am wrong, it looks like he didn't have his blinker on.

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