7 months later and a 50k repair bill, I have my R1T back!

UnsungZero_OldTimeAdMan said:

Does the 50k include rental car during all this time?

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calpolymatt said:

No, the girl who hit me had the least amount of coverage legally allowable in CA and she hit another car also so it had to go through my insurance. I did not have rental coverage but thankfully had another car available to use.

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izgoy said:

For future reference, never settle with insurance companies on your own. Get a lawyer. 30% commission they take is well worth it. You will end up with a better outcome even after they take their 30% commission.

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SANZC02 said:

Yes the legal minimums are a joke, un/under insured coverage is the most important option on the coverage.

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C12farmer said:

Did they have to replace the battery pack with a hit like that?


Agreed. $5000 is the minimum required in CA, which won't cover anything more than some broken plastic trim pieces. Any more damage than that will easily take it over the minimum.
The sad things is, the stupid people who usually take the absolute minimum are the ones who could least afford to pay the difference themselves.

It cost an extra $50/year to go from $5K to $50K coverage and only an additional $6/year to bump $50K to $100K.
$100K is enough to cover most cars around me assuming I only hit one car. I'd be screwed if I hit two Rivians.

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Litup said:

Quite an experience and glad you still are positive in your R1T

gotta ask. Did your insurance try to increase the premiums on you?

thanks..

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calpolymatt said:

I was t-boned March 30 and finally got my truck back November 7th! Dealing with insurance, waiting on parts and repairs has been a slow nightmare. The bill was originally $9k to fix, then it went to $24k and finally settled around $50k. This last month it has been done and just sitting at the Rivian service center in San Jose. Very frustrating.

I have gone from wishing it was originally totaled, to being 100% sure I was going to sell it to avoid another scenario like this, to now being behind the wheel again and absolutely loving it. I was avoiding paying the $1100 tags in California but just did that today so it confirms I am holding on to her.
Before the accident the wind noise on the freeway was terrible. I took it in last year for Rivian to look at it and they said there was nothing wrong. Now that I have a new door it is no longer a problem. Another gripe I previously had was bad estimates for range. That must have been taken care of in updates.

And before any of you ask, I cannot file diminished value as I had an injury settlement and did not realize it absolved me of the ability to do a diminished value. That is a hard live and learn moment. All in all just glad to have my truck back

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calpolymatt said:

I was t-boned March 30 and finally got my truck back November 7th! Dealing with insurance, waiting on parts and repairs has been a slow nightmare. The bill was originally $9k to fix, then it went to $24k and finally settled around $50k. This last month it has been done and just sitting at the Rivian service center in San Jose. Very frustrating.

I have gone from wishing it was originally totaled, to being 100% sure I was going to sell it to avoid another scenario like this, to now being behind the wheel again and absolutely loving it. I was avoiding paying the $1100 tags in California but just did that today so it confirms I am holding on to her.
Before the accident the wind noise on the freeway was terrible. I took it in last year for Rivian to look at it and they said there was nothing wrong. Now that I have a new door it is no longer a problem. Another gripe I previously had was bad estimates for range. That must have been taken care of in updates.

And before any of you ask, I cannot file diminished value as I had an injury settlement and did not realize it absolved me of the ability to do a diminished value. That is a hard live and learn moment. All in all just glad to have my truck back

Click to expand...

izgoy said:

For future reference, never settle with insurance companies on your own. Get a lawyer. 30% commission they take is well worth it. You will end up with a better outcome even after they take their 30% commission.

Click to expand...