New R1S owners, please enlighten us on insurance coverage

[clcbjc123]

I pay $812 annually.
We do $1,000 and $500 deductibles, $500k with umbrella policy adding additional $1MM. Collision, comprehensive, property/bodily, uninsured, new car replacement, glass.

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[advan24r]

I got quoted $16XX annually just a couple days ago from Liberty Mutual. I have 2 other cars, umbrella and home w/them.