EV Auto manufacturers sharing/selling consumer driving data to insurance cos

[MikeySea]

Sure hope Rivian isn't jumping on this bandwagon...

Automakers Are Sharing Consumers’ Driving Behavior With Insurance Companies - The New York Times (nytimes.com)

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[COdogman]

https://rivian.com/legal/privacy

 

[MikeySea]

https://rivian.com/legal/privacy

Which says Rivian can entirely at its discretion if you read section 4.

 

[COdogman]

Which says Rivian can entirely at its discretion if you read section 4.

You were concerned about insurance companies. Rivian is “affiliated” with an insurance company which would fit that definition. other insurance companies would not.

We may disclose the above information to the following parties:

• Rivian Affiliates. Rivian-branded companies related by common ownership or control, such as Rivian LLC, Rivian Automotive LLC, and Rivian Insurance LLC, for everyday business purposes and to develop new and improve existing products and services. For example, Rivian Automotive LLC may disclose your personal data to Rivian Insurance Services LLC to determine if you would qualify for one or more insurance products, unless you have opted out of such disclosure.
  
  
• Service Providers. Companies who process consumers’ personal information on our behalf for a business purpose, pursuant to a written agreement. The contract or other agreement we execute with our service providers describes the purpose and requires the service provider to keep that personal data confidential consistent with this Notice.
  
  • Technology and Other Service Providers. With software, IT, customer relationship management, cellular/telecom, mapping, data analytics, cybersecurity, charging, cloud service, consultants, financial, legal, and other similar providers we use to support our business.
    
    
  • Emergency Service and Roadside Providers. With our third-party connected vehicle software provider and emergency service providers, third-party call center(s), roadside assistance providers (e.g., tow truck operator), law enforcement, and EMS personnel in connection with our roadside and eCall/SOS service offerings.
    
• Third Parties. Any other category of organization, beyond "service providers" and "affiliates."
  
  • Advertising Partners. We may share personal information with marketing and advertising third parties to deliver personalized content and tailored advertising for Rivian products and services, where you have not opted out of such processing. For further information, please see Section 10 ("California Privacy Rights").
    
    
  • Business Partners and Other Authorized Parties. With parties where you have elected to receive a service from them, authorized them to receive data from Rivian, or directed us to disclose your personal data to them. For example, you may direct us to disclose certain vehicle information to a vehicle usage-based insurance provider for your insurance purposes, or to disclose your personal data to an electric utility or charging installer in connection with your Rivian product or service. We may also disclose your information to repair and collision shops and insurance companies to allow us or an authorized party to service, maintain and repair your vehicle. We do not disclose individual consumer driving and charging activity to Amazon.
    
    
  • Law Enforcement. We may disclose your personal data when legally required or when we deem advisable to do so, such as in response to a valid legal request, providing the minimal information and only as required by applicable law, court order, governmental regulations. In addition, we may disclose your personal data if we believe disclosure is necessary or appropriate to protect the rights, property, or safety of others or Rivian.
    
    
  • Governmental Agencies and Non-Profit Verifiers. Rivian may also participate in voluntary or required federal, state, local, or utility incentive or credit programs related to environmental goals or accelerating transportation electrification. The terms of some programs may require disclosing vehicle data and charging information, which could include your vehicle identification number (VIN) and where your vehicle was charged. Additionally, Rivian is required to report certain personal information when you purchase a vehicle, including your social security number (for U.S. purchasers), to the Internal Revenue Service for the U.S. government’s processing of vehicle tax credits. Note: you can choose to not provide your SSN, but you will not be able to claim an EV tax credit, even if you would otherwise qualify.
    
    
  • Corporate Transactions. In connection with, during, or upon completion of a merger, acquisition, asset sale, or other business transaction that involves some, or all, of Rivian’s assets, data you have provided to Rivian may be transferred to a third party such as a successor or purchaser as part of a transaction.
    

We may also disclose your personal information to other third parties if you authorize us to do so as well as reasonably de-identified information in accordance with applicable law without restriction for legitimate business purposes.

 

[onthebrake]

My rates with Rivian Insurance/Nationwide just went up 40$ a month. Was 150 month, now 190 a month.

 

[Hankenstein]

My rates with Rivian Insurance/Nationwide just went up 40$ a month. Was 150 month, now 190 a month.

I am fairly sure this has more to do with the B.S. insurance industry than Rivian

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