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What insurance companies are you all using?

sdasilva27

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I’m in Florida. Rivian’s insurance company won’t write here. I have Costco’s connect by American family but they just raised my 6 month policy from $2200 to $3300. Nothing has changed. What companies can I shop around with? So many that I’ve tried either won’t write in Florida or don’t know what a Rivian is. Thanks!
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Dark-Fx

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NY_Rob

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Allstate, $1,200/ 6 months for pretty decent coverage.
 

evguy

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Farmers, $1400 for 6 months. I'm in So Cal and have home/auto bundled. My auto premium has stayed fairly steady but the home premium more than doubled this year, it's insane.
 

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sdasilva27

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My homeowners also doubled $1600 to $3200, annually, evguy. Car has gone from $1100 to $2200 to $3300 in a year but only a 6 month premium. It’s crazy.
 

PhatDaddy

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Also in FL (coastal) - oh, in fact 10 miles from you (Rockledge). Was with The Hartford but after back to back annual > 25% increases (before R1T delivery) I had to do something. Reached out to Rivian/Nationwide 2 mo. prior to expected delivery and made the switch. They were surprised they could write the policy (the FL thing), but it went through. Then when the Rivian arrived I was able to switch out my Ridgeline for the R1T and still get the Rivian extras (full replacement coverage for several years, Rivian replacement parts, and priority vehicle replacement status in the Rivian order queue in the event of a total loss). They said if I hadn’t already had the policy they probably could not have written it. Ended up being about $200/6 mo. more than previous policy on two 2017 vehicles. At least until the next renewal… :-/ The total $ are still nuts, but hard to compare totals across different areas and other factors. In FL just have to be happy to find coverage at all I guess.
 
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SDR1T

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$726 6 month premium, USAA for my 23 R1T, $500 deductible 10k miles a year
 

Forest Edge

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USAA. $1100 per 6 mos.

I had a dude flag me down at a stoplight the other day. Rolled my window down and he asked who my insurance company is. Said he owns an insurance agency and it sounds like he's had trouble finding policies for his clients with Rivians. But USAA was super easy. And my premium is about the same as it is for my Defender and a little bit cheaper than my wife's X7.
 

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sdasilva27

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Weird, judging by the dates in your signature, I got mine just before you (Nov 2023) and Rivian said they couldn’t even provide me a quote anywhere in Florida. Maybe it changes daily or even hourly lol!
 

logan

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I’m in Florida. Rivian’s insurance company won’t write here. I have Costco’s connect by American family but they just raised my 6 month policy from $2200 to $3300. Nothing has changed. What companies can I shop around with? So many that I’ve tried either won’t write in Florida or don’t know what a Rivian is. Thanks!
Seems high. This is what I have via State Farm in CA

Rivian R1T R1S What insurance companies are you all using? 1705099865788
 

RivianEC

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USAA $1700, $500 deductible, plus 20% cash replacement. Live in the Baltimore/Washington corridor.
 

PhatDaddy

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Weird, judging by the dates in your signature, I got mine just before you (Nov 2023) and Rivian said they couldn’t even provide me a quote anywhere in Florida. Maybe it changes daily or even hourly lol!
Actually started the Nationwide policy at end of September with my former vehicle and asked them to also give me a hypothetical quote for the R1T just so I had an idea what it would cost me when mine was delivered. Guess it was just good timing… but concerned about what happens at renewal time. $1490/6mo. for 2 vehicles.
 
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sdasilva27

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Ahh I see. I called in October when I still had my Volvo. And asked for a quote and cost difference on the Rivian and she told me they wouldn’t offer me anything
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