Christopher
Well-Known Member
- First Name
- Christopher
- Joined
- May 31, 2022
- Threads
- 34
- Messages
- 574
- Reaction score
- 560
- Location
- South Florida
- Vehicles
- R1T
- Occupation
- Tech
- Thread starter
- #1
I currently have a 2022 Rivian R1T Adventure on my Progressive Insurance policy. 100/300/100 coverage, $1k deductible for collision and comprehensive. The cost to insure this vehicle just went up to $800 every 6 months.
When adding my new 2023 Rivian R1S Launch Edition to the policy, I couldn't easily add it online because the vehicle is not in their system being so new. I called Progressive and they could not assess the value of the vehicle "because it is a special edition" and to insure it they would have to add a Stated Amount Endorsement. I gave them the MSRP of $98k for the stated amount. All coverage equal to the R1T, the price was $1400 for 6 months making my total premium $2300 for 6 months.
Has anyone successfully insured a 2023 R1S LE with progressive without having to get stated amount coverage?
What's unfortunate is my original R1S matched to me was a 2022 Adventure and that would have been over $100 less a month to insure. Not happy about paying almost $1500 a year extra for insurance just because I have a wristband to unlock the car and a little badge on the dash that says "Launch Edition "
When adding my new 2023 Rivian R1S Launch Edition to the policy, I couldn't easily add it online because the vehicle is not in their system being so new. I called Progressive and they could not assess the value of the vehicle "because it is a special edition" and to insure it they would have to add a Stated Amount Endorsement. I gave them the MSRP of $98k for the stated amount. All coverage equal to the R1T, the price was $1400 for 6 months making my total premium $2300 for 6 months.
Has anyone successfully insured a 2023 R1S LE with progressive without having to get stated amount coverage?
What's unfortunate is my original R1S matched to me was a 2022 Adventure and that would have been over $100 less a month to insure. Not happy about paying almost $1500 a year extra for insurance just because I have a wristband to unlock the car and a little badge on the dash that says "Launch Edition "
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