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Loan rates?

TollKeeper

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%5.24 with a 60 at USSFCU.. Locked in today. Payment being sent tomorrow to Rivian.

I will add a point to save a small bit of money, and a potential headache.

I sent my deposit to USSFCU to include onto the check to Rivian.
This will save you money on FedEx'ing a deposit check to Rivian.
It will also save the headache of a potential misadressed, or lost, envelope to Rivian.

I just transferred the funds from my local personal account to USSFCU, which took 1.5 days to go from one account to the other.

I just asked my USSFCU loan officer to include it, and she said no problem.
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TollKeeper

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If you do go the route I did, of having the finance include your down payment in their check to Rivian, make sure Rivian is aware of this ahead of time.

Otherwise you will have a purchase task you cant complete, as your down payment has no check or tracking number.

Rivian will modify the purchase contract to show no down payment except for your 1000 down, and the financed amount is the full purchase price, minus that 1000.
 

BrentInCO

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