Guess the estimate for this accident collision repair?

[Buckets0fun]

my repair to the back quarter on the r1T was much less severe than yours, including repainting the entire panel (a lot more paint and a lot less work than yours) was $4700 which included a new tire so $4200 without a tire.

If the shop is charging more than double that then I would question if they're trying to fleece the insurance for more money.

1: There are no standards in the insurance / body shop books (computer) yet for labor rates nor parts, this allows the shops to charge insurance whatever they want, they can dismantle the entire truck if they want, and then submit supplement after supplement to the insurance company, this is why you see repairs costing so much and also why our insurance rates are skyrocketing already (nevermind going to skyrocket, they already did)

2: this is why I made a thread about risking taking "connect" insurance through costco, it's 1/2 the price of Rivian's nationwide insurance

3 my accident wasn't my fault, her insurance was allstate, accident date 6/28, dropped the truck off 8/23, it's still not ready to pickup, because they ordered 1 wrong bracket and have to wait again for parts

The parts supply chain is the biggest holdup to getting the truck fixed, it's accounted for a month total, several weeks waiting for parts before I dropped off the truck 8/23, then after truck was dismantled more parts ordered (we're talking very cheap very small dinky parts) nothing substantial was needed.

1. CCCone exists for this reason.
2. Insurance is insurance. Assuming coverage limits are the same and you don’t have exclusions/riders.

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[carancpa]

Totaled due to all-in-one body frame

 

[electruck]

A normal body shop could purchase the full side and just cut the piece out they need, but a "Rivian Certified" shop might not be allowed to. I have no idea. It would be interesting to find out though.

Also have to wonder whether any shops (certified or not) would do that if they can get away with billing insurance for a much larger repair?

 

[Gary]

After waiting 37 months for my R1S and less than 5 months after taking delivery I was involved in a minor accident. The car in front of me stopped, I stopped, the car behind me didn't stop. Best guess was that the impact speed was under 10 MPH. Their front left, hit my rear right. The only authorized RIVIAN bodyshop is less than 5 miles from the house and they wrote up an estimate. The at fault driver's insurance company accepted it because their "prefered collision center" couldn't write one up because "RIVAN isn't in our computer"

I do think that everyone that owns a Rivian will see their rates go up next year as these things are not cheap to fix!!!

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$17, 860!

$3,484 for the R1S right side panel alone.

Love my R1S as I have over 10K miles in less than 6 months. I have a lake house 100 miles away that I drive to 6 times a month. Both garages have level 2 chargers so I have only paid to charge once, week 1, before I installed my two chargers.

Anyone an expert on "diminished value claims" against insurance companies? I have talked to two "experts" with one saying the value of the R1S is $11,500 less and the other at $18,000. Both of these guys are saying this based on the repairs being made as best as humanly possible and undetectable to the human eye. Just curious, what would you think of buying a used R1S that looked great but CarFax said it suffered $17,860 worth of damage in a rear end collision?

 

[Gary]

Well my repair is about $43K and counting. Similiar type damage but on the front right of the vehicle.

 

[CrazyOne]

Well my repair is about $43K and counting. Similiar type damage but on the front right of the vehicle.

I thought front damage is easier to fix.

 

[R1TS]

No one should be surprised if premiums for Rivians double within couple years. These cars are just so expensive for what seems like even minor repairs.

 

[SANZC02]

No one should be surprised if premiums for Rivians double within couple years. These cars are just so expensive for what seems like even minor repairs.

I fully expect mine to go up significantly. I purchased my Tesla in 2016, we have 6 month policies in CA and my Tesla premium went up quite a bit for the first 2.5 years (5 Renewals) before it started dropping.

I was surprised my Rivian did not go up on the first renewal. Just for reference, the Tesla is now 7 years old and the policy for that is $80 more every 6 months than the R1S.

 

[R1TS]

I fully expect mine to go up significantly. I purchased my Tesla in 2016, we have 6 month policies in CA and my Tesla premium went up quite a bit for the first 2.5 years (5 Renewals) before it started dropping.

I was surprised my Rivian did not go up on the first renewal. Just for reference, the Tesla is now 7 years old and the policy for that is $80 more every 6 months than the R1S.

Interesting. I’m also in CA. I have a Tesla X that’s 6 years old and the premium for that is about 40% less than the premium for my R1S with Rivian insurance. (For some reason, my particular VIN cannot be insured with Tesla insurance yet. But R1S from very early on are. So, I guess it just takes time for Tesla insurance to add new VINs).

 

[SANZC02]

Interesting. I’m also in CA. I have a Tesla X that’s 6 years old and the premium for that is about 40% less than the premium for my R1S with Rivian insurance. (For some reason, my particular VIN cannot be insured with Tesla insurance yet. But R1S from very early on are. So, I guess it just takes time for Tesla insurance to add new VINs).

My R1S actually was $20 less every 6 months than my 2014 Jeep Grand Cherokee.

 

[waitingonanr1s]

Good reason to renew your insurance in 12 month terms if your insurance allows it (AAA does) - less opportunities for increases.

 

[Sun4Tzu]

My R1S actually was $20 less every 6 months than my 2014 Jeep Grand Cherokee.

What? How? I'm replacing my 2019 Jeep Grand Cherokee Summit at $584 every 6 months with an R1S with the same coverages/limits and it's going to $880.

 

[_R1S_]

That's quite a raspberry!

How much of that repair cost was parts, and how much was labor? Rear quarter panels are the worst places to get hit.

I wonder what the insurance calculations are based on. Size, weight, price, likelihood of salvage vs repair.

 

[R1TruKaLa]

I don’t want to know. I’m already freaked out enough every time I see someone in my mirror coming in hot at a stop knowing I’m one minor accident away from getting totaled.

When someone follows behind too close or it looks sketchy, I turn on my hazard lights and most times that has saved me from getting rear ended..they usually back off.

 

[SANZC02]

What? How? I'm replacing my 2019 Jeep Grand Cherokee Summit at $584 every 6 months with an R1S with the same coverages/limits and it's going to $880.

Not sure, been with State Farm for the last 36 years, after my first Rivian renewal it went to 110 a month, Tesla is 124, Jeep was 115.

Hard for people to compare insurance rates as there are so many variables with driving records, zip codes, multiple policy and length of time with the company discounts. I do find that having a $2k deductible on collision saves us a lot on the policy.

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