1. CCCone exists for this reason.my repair to the back quarter on the r1T was much less severe than yours, including repainting the entire panel (a lot more paint and a lot less work than yours) was $4700 which included a new tire so $4200 without a tire.
If the shop is charging more than double that then I would question if they're trying to fleece the insurance for more money.
1: There are no standards in the insurance / body shop books (computer) yet for labor rates nor parts, this allows the shops to charge insurance whatever they want, they can dismantle the entire truck if they want, and then submit supplement after supplement to the insurance company, this is why you see repairs costing so much and also why our insurance rates are skyrocketing already (nevermind going to skyrocket, they already did)
2: this is why I made a thread about risking taking "connect" insurance through costco, it's 1/2 the price of Rivian's nationwide insurance
3 my accident wasn't my fault, her insurance was allstate, accident date 6/28, dropped the truck off 8/23, it's still not ready to pickup, because they ordered 1 wrong bracket and have to wait again for parts
The parts supply chain is the biggest holdup to getting the truck fixed, it's accounted for a month total, several weeks waiting for parts before I dropped off the truck 8/23, then after truck was dismantled more parts ordered (we're talking very cheap very small dinky parts) nothing substantial was needed.
2. Insurance is insurance. Assuming coverage limits are the same and you don’t have exclusions/riders.