Rhidan

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R1T
YMMV, but I have a Chase Auto Loan and have not had a great experience. They have continued to give me the runaround for years. I can’t make online payments, apparently because I use my non-chase bank account to make online payments on my Chase credit cards. I also haven’t been able to make automatic payments. I have to fill out and mail back some paper form to set up automatic payments. Chase has promised to mail me this form several times, but I’ve never received it. They also do not send me paper or electronic statements for the loan. I’ve resorted to making payments by phone every month. I’m close to just paying off the loan because they are just super annoying.





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SeaGeo

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Brice
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Seattle
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Brice
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Xc60 T8
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Engineer
You seen anything better? USAA is at 2.19 for 60 months and 2.49 for 72 months.
Not unless an automaker subsidizes it. Doubtful with Rivian and their demand (at least by my perception). Tesla forums are pretty good at tracking rates of local credit unions too. They're pretty obsessed about cost of ownership topics.
 
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SANZC02

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Bob
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California
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Bob
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Tesla Model S, Jeep Grand Cherokee; (LE - R1S)
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IT
Baxter Credit Union 2.14 up to 75 months 2021 and newer vehicles

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Matty J

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Matthew
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La Crescenta, CA
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Matthew
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Tesla Model 3, BMW X7
Baxter Credit Union 2.14 up to 75 months 2021 and newer vehicles

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BCU is great... 1.39% if you use their BCU Auto Buying Service, and rewards member. Unfortunately, I don't think RIVIAN will be part of that rate program though, as they sell direct. I'll ask my Loan Consultant.
 

Jay

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Jay
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St Louis
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Jay
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Challenger
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why do u care
DCU. not bad for 1.99-.25 for EV for 65 vs 2.99-.25 for EV for 72. 7 months short loan term and we can save 1% :)
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Trandall

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Travis
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Upstate NY
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Travis
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Subaru Ascent, Honda Accord hybrid
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Construction Management
https://www.carolinacoopcu.com/home

I didn't want to not include those of you w/ debt up to your eyeballs and the credit score of an 18-year-old w/ a Hollister card. :CWL:

If you have questions on how to become a member, PM me.

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HAHA, If anyone is interested I will personally hold your title and finance 100% of your R1 for 17.4% up to 84 months! That's better than I can do in the market and the loan would be secured by a kick butt adventure vehicle!
 
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Ladiver

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Jeff
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GMC 3500, Honda CR-V, Corvette Z06
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  • Thread Starter
  • #26
HAHA, If anyone is interested I will personally hold your title and finance 100% of your R1 for 17.4% up to 84 months! That's better than I can do in the market and the loan would be secured by a kick butt adventure vehicle!
I'll do it for 17.3% and no payment for the first 60 days (of course, adds to backend of loan and accrues interest from day 1). I'll even finance all* of the accessories that you want for the truck.
 

Trandall

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Travis
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Upstate NY
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Travis
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Subaru Ascent, Honda Accord hybrid
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Construction Management
Let the Rivian loan sharking begin!, haha.
In all seriousness this purchase will be twice as much as my next closest auto purchase. Even still I'll be following my rule of thumb to only finance any vehicle for 48 months max. And to keep my payment to $600/ mo. I'll be putting apx. 2/3 cost as down payment.
 

CommodoreAmiga

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HAHA, If anyone is interested I will personally hold your title and finance 100% of your R1 for 17.4% up to 84 months!
I'll do it for 17.3% and no payment for the first 60 days
Ya'all are braver than me. If a bank won't touch someone for less than 17.50% then I wouldn't lend someone a paperclip with the expectation of ever getting it back.
 

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