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Best lender options in the Seattle area?

mindstormsguy

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I think my number might be getting called soon for my Rivian (I got the Seamless Process email). Can anyone in the Seattle area share a bank/credit union that they worked with for a good rate on a Rivian? There are a bunch of recent-ish posts on the forums about 2ish % interest rates, but the few I’ve spot checked list 4% on their websites.
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Inkedsphynx

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I use Navy Federal, but not everyone can join. There are ways to become a member without being or having been military. I've also used BECU in the past, but found they're not quite as competitive as NFCU is.

You aren't going to get 2% rates anywhere right now. Anyone posting that was doing so before the recent fed rate hikes and other market factors. The best I could get with excellent credit was in the low 4%'s.
 

SeaGeo

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I used SoundCU and got about 2.1% at the time.
 

jtshaw

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I used Puget Sound Cooperative Credit Union for my Tesla. Not sure if they still do it, but they did extra low-interest loans for EV buyers back in 2018. I'll use them again if they are still doing that when Rivian finally gets me my R1S.
 

nukem384

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Everyone in the Tesla subs always talk about DCU. I think theirs is 1.95% for EVs (at least a few months ago)? There's like a special EV discount. I would assume it would qualify for Rivian's too? Crappy thing is to get this super low rate, you have to direct deposit your entire paycheck into an account with them.
 

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kylealden

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I got 2.4% with 0 down at First Tech FCU.
 

jghuman

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I got 3.1% with First Tech last week, rates keep going up : \
 

Mandarin

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At 1st I applied with Rivian (They use Chase) and got 5.31% for 75 months with 10% down.
I decided to go with WSECU and got 2.79%/72/ 0 down. It was yesterday
 

bilcus

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Went with PSCCU, Renton branch - 2.74%/72/0 down, this Monday. Online application.

The process was extremely easy, after they got the documents, we signed, loan funded, and check picked up in a single day. I overnighted the check which Rivian promptly approved.
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