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I was thinking about it differently, but was also planning on putting zero down. The opportunity cost of tying up that money is higher than the savings on the lease. From the estimator, it looked like I only needed to make 2% per year before I would be better off putting that down payment...

Agreed: Here is the issue I have. I was about to lock in my R1S lease today, but my sales rep said he wasn't able to give me my a finalized lease payment amount without converting our 1K deposit to non-refundable. I didn't want to do this on principle alone. I am assuming that our payment...